Today Accountant

Business Cash Advance

Let Today Accountant assist you in using a business credit line in Buying a new Business or growing your existing business. We can provide your established business, with tax returns and financial statements that show good cash flow, extensive business funding.

A business line of credit acts like a credit card for your business. Interest is only paid on the outstanding line. We can supply you with a predetermined amount of credit with a bank(s) and you can use it over time as needed for working or growth capital. Collateral is not usually required unless the business has poor credit. The amount issued for your business line of credit will depend on the credit rating and cash flow or your business.

If you have business tax returns, you should apply for this program. We can establish SBA loans for up to $5 Million, and draft check lines of credit that range from $20k to $250k each. All of these come with incredibly low interest rates and generous payback terms. We’ll give you the help you need, with a dedicated staff to assist with all your business loan needs.

Business Lines of Credit

In order to be approved for a business line of credit, your company must first demonstrate financial responsibility and an ability to repay. As with your credit cards or existing business loans, payments on a business line of credit are made monthly. We can negotiate interest-only payments for a period of time in order to keep payments small. A business line of credit will often have a variable interest rate, based on the prime rate.


Upon receiving your application information we will review your financials and create a proposal that work best for you. These are soft inquiries – no credit pulls are done. After a positive response you sign our contracts and begin the actual funding process.

Enterprise Lines of Credit {1 to 2 months}: $20,000 to $250,000 each
Enterprise 504/7a SBA Loans {2 to 4 months}: $250,000 to $5,000,000


To qualify for $150,000 to $5,000,000 in Bank Lines of Credit or SBA Loans you business MUST meet the following criteria for us to review:


  • Two or more years of business tax returns are required
  • Clean business history, with no judgments or unpaid loans
  • Annual gross revenues must exceed $350,000 on tax returns

 

Small Business Credit Lines

Business Credit Lines offer many advantages when compared to a common bank loan. Whether you need to business working capital or just want to access funds when you need then, with a small business credit line you can borrow funds, repay the balance, and then borrow again as needed.

At least one corporate officer must meet the following criteria.

  • 600+ FICO credit score
  • No derogatory credit marks within last 6 months
  • No judgments or collections in unpaid status
  • Absolutely No Bankruptcies
  • At least 1 established credit line with $3,000+ limit

  • Business Draft Credit Lines – Prime Rate +2-6%
  • SBA Loans – Prime Rate +2%
  • Business Credit Cards – 0 – 19.9% APR

Rates and offers may vary based on market changes, industry code, state of incorporation, credit profile, etc.

Stop passing up the opportunity to life your dreams. Start your new business or grow make more profit with your existing company. Speak with us and let’s see if we can put our resources to work for you. Our services also include Unsecured Business Loan and Business Loans.

 

Just because you have been turned down by another bank should not stop you from speaking to us....

Receive a Business Credit Line Today!