Today Accountant

Commercial Loan

No "Use of Funds" restrictions! All 50 States. Stated Income - Okay. Today Accountant provides fast unique commercial loan and apartment financing solutions for small business owners or investors for commercial real estate loans from $100,000 to $5,000,000. Our commercial lending application process is simply, streamlined and objective. Our relaxed underwriting guidelines will save you time and money. Up to 65% commercial financing available for residential properties.

Commercial Financing

Whether you want to build, buy or upgrade a building, we have the commercial financing to assist you in achieving your objectives. Our perspective and experience in commercial real estate lending can help you make the most of your investment. We specialize in non-owner-occupied transactions up to $5,000,000 and deliver the flexibility you need to get the deal done. Whether you are interested in a loan based on projected income or need financing for construction or tenant improvement, we can accommodate your needs. From determining the right financing structure to optimizing the use of your equity, we will help you find the financial solution that suits your situation.

Our expertise in commercial loans means you benefit from a more efficient process. There are five key steps in the process:

Pre-qualification - By getting to know you and your business, we will help you define the loan structure, including the amount, amortization, interest rate and collateral.

Application - Once you're pre-qualified, we will take you through the application package. We will be available to answer questions, make suggestions, and help you in the process.

Conditional Loan Commitment - When we receive your completed application package, we can proceed with the final approval process and issue a Conditional Loan Commitment, outlining any additional information or steps needed prior to getting the loan.

Due Diligence - In this phase, our underwriters review all of the documentation related to your loan. We want to make sure that this loan is smart for you and your company.

Closing - After we have conducted our due diligence and obtained credit approval, we're ready to close. This happens within 2-5 days of completing due diligence. Total time to funding is 3 -4 weeks.

Commercial Loan Application

Our application process for commercial loans offer businesses like yours a great funding option because their qualifying standards are more flexible than other types of loans. You will be required to provide us with the following documentation:

  • Application.
  • Property Photos.
  • 12 months of income statements if income producing.
  • Additional documentation may be required.

Our commercial loan application packages include both the 1st & 2nd mortgages you require. We take a very flexible approach to credit analysis. Our expertise lays in assisting new companies, rapidly growing companies, turn-around potential companies and those with special financial challenges that may prevent qualifying for commercial bank financing under traditional lending criteria.

Allow us to offer and create a loan program to provide you access to capital as we have done for other entrepreneurs who cannot qualify for conventional commercial loans.

If your business desires commercial financing, we may be able to help you. In addition to commercial real estate loans our services also include SBA 7(A) loans for real estate and SBA 504 Loans.


Just because you have been turned down by another bank should not stop you from speaking to us....

Receive a Commercial Loan Today!